Homeowners take out home warranties to get better protection for their vital installations. While homeowners purchase homeowner’s insurance, it protects the property itself and doesn’t provide coverage for everything installed in the property. It offers funds if the property is damaged. The homeowner is limited to filing a claim when a covered event happens.

On the other hand, a home warranty gives them protection for appliances, plumbing, electrical systems, and HVAC systems. Property owners have the option to install additional installations to their warranty according to their needs. They can purchase home warranties through a warranty company, and the homeowners can discuss coverage with the provider at any time.

Protection When Selling the Home


Property sellers who have an existing home warranty don’t have to worry about issues when selling their homes. Buyers are encouraged to schedule a home inspection before they can purchase a home using a mortgage. If they have a home warranty, their property and its systems are maintained and repaired according to proper building codes.

The warranties give property owners discounts on vital systems and appliances installed in the property. The owner must follow steps for maintaining the systems and installations according to building codes and the manufacturer’s instructions. Property owners can learn more about home warranties by visiting right now.

Transferring the Coverage to a New Property

Homeowners can transfer their home warranty to a new property when they sell their home and buy a new home. When they transfer the home warranty, the homeowner gets coverage for systems, appliances, and other installations in the new property.

It is necessary for them to update vital information about the property, such as the square footage and the appliances and systems that are installed in the new property. The home warranty will provide an estimate for the new premium that is paid

Offering a Home Warranty to the New Buyers


When selling a property, the property owner could extend the home warranty to the new owners, and the new owners get the same level of protection the seller had. The home warranties can help the buyer avoid major upfront costs if a system fails after the closing. The new owner will have an immediate warranty for several installations in the home including appliances, HVAC, plumbing, and other high-valued installations

It Is Not Homeowner’s Insurance

Homeowner’s insurance doesn’t cover system failures such as appliances, HVAC, and other installations in or around the home. It provides assistance after the property is damaged due to a covered event.

Covered events listed in the homeowner’s insurance policy are fires, natural disasters, water leaks, and criminal acts. When the owner sustains property damage, they contact their insurer and file a claim. Their insurer conducts an assessment of the damage and issues a check to repair the property.

Coverage For All Major Appliances


Major appliances are covered by the home warranty, and any time an appliance fails, the property owner calls their warranty company to set up repair services. The warranty company contacts a service provider that they have screened and evaluated, and the warranty company sets up the appointment for the services.

The service provider evaluates the appliance and sends an estimate to the warranty company. The warranty company applies the discount available through the warranty. The homeowner won’t pay the full cost of the repair services, and if they need a replacement for the appliance, they receive estimates for the cost, and the service provider offers a catalog of products for the homeowner.

Coverage for HVAC Systems

HVAC systems are covered by the home warranty, and the homeowner has access to high-quality repair and replacement services. The warranty company schedules appointments for HVAC repairs and replacement services. The homeowner gets an inspection for their HVAC system through their home warranty company.

Adding New Fixtures to the Warranty


When the homeowner installs new fixtures in or around their home, they have the option to add these fixtures to their home warranty at any time. Common fixtures that are added to the warranty including swimming pools, Jacuzzis, and garages. Once these fixtures are added to the warranty, the property owner gets the same protection and maintenance options for the installation.

Adding A New Home Warranty for a Guest House

A guest house is a great investment for a homeowner and gives them more square footage. They can set up the guest home for visiting relatives and friends, and their loved ones get a dedicated place to stay whenever they visit. The guest home will provide bedrooms, bathrooms, living spaces, and a kitchen. It provides the homeowner with an increase in their property values, too.

A home warranty provides protection for the guest home including appliances, HVAC, electrical systems, and plumbing systems. If any issues arise, the homeowner can set up services through their warranty company.

What Changes Can the Homeowner Make?


The homeowner can add or remove installations from their home warranty. Each time they add a new installation to the property, the homeowner has the option to add it to the warranty. The warranty company provides a full list of all installations that are eligible for coverage.

The home warranty company provides an estimate for the premiums each time the homeowner adds more installations. They will pay their annual premium at the end of the 13-month coverage period. Homeowners pay the remaining balance for repair and replacement services after the discounts are applied. The property owners get extraordinary benefits by starting the home warranties.

Homeowners get exceptional protection for their home installations and avoid excessive repair or replacement costs. When they start a home warranty, the property owner gets protection for vital home installations such as their HVAC, electrical system, plumbing, and installation around their property. When these systems need repairs, the property owner calls their warranty company.

The warranty company sets up repairs or replacement services for the installation. The homeowner pays a percentage of the total cost for the repairs or the replacement. Homeowners decrease the cost of maintaining the systems and prevent major financial losses by using a home warranty.